Replied to BSP eyes shift away from OTPs to fight fraud by jsampanjsampan (business.inquirer.net)

MANILA, Philippines β€” The Bangko Sentral ng Pilipinas (BSP) wants financial firms to eventually move away from one-time passwords (OTP) and instead adopt a more secure and sophisticated method of authenticating transactions to combat fraud and other financial cybercrime. During the recent media information session of the BSP, central bank Deputy Governor Elmore Capule stressed […]

OTP via SMS is very vulnerable to fraud. Time for PH banks to phase that out.

Cash machines: First time ko maka-encounter ng ganito sa 7-11 Singapore (probably 2019?). Need pa naman ng Cashier. Mas convenient ito sa business para hindi ma-short, mabilis ang end of shift counting, and hygienic na rin. In reply to: https://www.facebook.com/share/v/1DLcsgFTKR/

Found a silent book club in the city. But after perusing videos of their meet-ups, I realized that it is more social than I am comfortable with. Social anxiety might kick in.